I have heard that getting old doesn’t make you sweeter or nicer, just more of who you are. I believe the same thing about money. Money is amoral. It brings out your true character rather than developing your character. I believe we will be who we are regardless of how much money, or how little, we have. If we are greedy and stingy, we’ll be that way as millionaires or paupers. Same about those who are givers—they will give and share whether they are rich or poor.